A payoff or forgiveness approval should result in a zero balance. Continued reporting of a balance is inaccurate.
We review every submission within one business day
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Credit reporting errors are more common than most people realize. Under the Fair Credit Reporting Act, both credit bureaus and the companies that furnish data to them are required to report accurate information about every consumer.
When they fail to do so, you have the right to dispute the error. If the bureau or furnisher fails to correct a known inaccuracy within 30 days of receiving your dispute, that failure is itself a federal violation — separate from the original error.
Haseeb Legal PLLC handles FCRA claims on a contingency fee basis. There are no upfront costs. If you prevail, attorneys' fees are typically paid by the defendant. Submit a free case review to find out if you have a claim.
The information being reported does not accurately reflect the true status of your account or record.
You submitted a dispute with documentation and the bureau or furnisher refused to correct the error.
The inaccurate reporting has measurably lowered your credit score and affected your ability to get credit.
The error has caused you to be denied a loan, apartment, or credit product you would otherwise qualify for.
The error has appeared on an employment background check or otherwise affected a job opportunity.
The bureau failed to complete its investigation within the 30-day window required by federal law.
From your first submission to resolution — here is what to expect.
Tell us what happened. We review your discharge paperwork and credit reports at no cost.
We send a strategically crafted dispute letter to preserve your legal rights and set up litigation if needed.
If the bureau or furnisher fails to correct the error, we file your FCRA claim in federal court.
FCRA cases are handled on contingency. Attorneys’ fees are typically paid by the defendant.
Tell us what happened. We review every submission within one business day.
Tell us what happened. We respond within one business day.
🔒 Confidential · No obligation · Attorney Advertising — Haseeb Legal PLLC
We received your submission and will review it within one business day.
A licensed attorney from Haseeb Legal PLLC will be in touch shortly.